The Wedding Budget, Hang In There

Okay, you've made a decision to take the plunge.reception wisely! Once you place money down,
Well, actually two of you made that decision. Butyou usually will lose it if you decide to cancel. Also,
now comes the hard part. How much will all thisafter you narrow down your choices, be VERY
cost? Do you want to invite every person you'vecareful! Always ask what is included - cake,
ever known to the wedding, or reduce thebartenders, waiters, security people, valet parking,
amount of wedding guests to just include closecoat room attendant etc. There are many hidden
family and friends? This is a tough question tocosts here that can send your wedding budget
answer. Just remember, the more weddingsoaring. Okay, now that I've convinced you to
guests, the more wedding favors, larger cake,draw up a budget, let's get started. Come up with
etc. never-mind adding that per plate dinnera total budget figure. Then use these percentages
charge. Cha ching!as a guideline.
If you don't know it by now, you will learn veryWedding reception = 50%
quickly, that weddings have become big business.Bride's attire = 10%
Now, please understand, I'm not against that. APhotography/videography = 10%
couple of years ago, we gave my daughter andMusic = 10%
her fiancé a very large, very beautifulFlowers = 10%
wedding. (Unfortunately, we did not have suchInvitations/postage = 4%
wonderful wedding favors to choose from at thatOther expenses = 6%
point!) And it was an event that we will foreverPlease understand, this is an AVERAGE. Some
cherish and forever remember. But, we learnedcouples choose to spend more on the reception
the hard way, that there are many decisions thatand less on flowers. Or less on the reception and
are made, even last minute, that will turn yourmore on the honeymoon. Below, is the above
wedding day into a financial burden that you maypercentages broken down into categories. If you
keep paying for years to come.make this into a list, and decide how much you will
Considering all of the above, let's start at thespend on each area, you will insure that your
beginning and discuss how to make a weddingbudget will stay in line.
budget. We're not just talking about your weddingWedding Parties: Engagement, Bridesmaid's Lunch,
"day", but your entire wedding budget - everyRehearsal Dinner, Bridal Shower, Bridal Shower
category including the bridal gifts, wedding cake,Favors
gown, tux, limos, wedding favors, weddingStationary: Wedding Invitations, (Announcements,
photographer/videographer, etc. etc. etc. But, forThank You Cards, Reply Cards), Stamps,
the parents who are reading this, there is goodCalligraphy (if desired)
news. Because most brides and grooms wedBridal Attire: Wedding Dress, Headpiece/Veil,
much older than ever (average for brides - 24,Shoes, Accessories, Undergarments, Hairdresser,
grooms - 26), most couples pay for their ownMake-up, Nails, Pedicure, Trousseau, Alterations
wedding and reception. Actually, a full 70% payPhotography/Videography: Formal Portraits,
for their entire wedding day.Engagment, Wedding and Reception, Wedding
Okay, back to setting up a budget. This is notAlbum, Parents' Albums, Extra Prints,
very exciting and actually pretty boring. But, onceVideographer of Wedding
you've become engaged, you will have romanticFlowers: Ceremony Arrangements, Unity Candle
thoughts of bridal showers, engagement parties,(Optional), Bride's Bouquet, Groom's Boutonniere,
wedding gowns/tux, honeymoon, and of course,Bridesmaids/Groomsmen, Mothers' Corsages,
the bridal shower favors, and unique weddingReception Arrangements
favors! We're sure, you're not at all excited aboutReception: Food/Caterer, Drinks, Wedding Cake,
sitting down with your future life mate andFacility Rental, Place Cards, Wedding Favors,
discussing how much this is going to cost both ofDecorations, Tips
you. That can take the wind out of the mostMusic/Entertainment: Ceremony, DJ or Band
exciting wedding plans! But, honestly, this budgetTransportation: Limousines, Parking, Valet Parking
should be set up before $1.00 is spent. If you doGifts: Maid/Matron of Honor, Bridesmaids/Flower
not set up a budget, you will end up spending twoGirls, Bride's Parents, Groom's Parents
to three times what you planned on.Fees: Church/Ceremony, Officiant
First things first. Decide how much you can spend,Miscellaneous: Wedding Planner (Optional), Bridal
whether you have the cash, need to chargeToss (Confetti, Bubbles, etc.), Bridal Shower
certain items or whether or not you both feel toFavors, Monogrammed Items, Cake Accessories
take out a loan and then pay it off with the(Knife, Top, etc.), Hotel Accomodations, Guest
(fingers crossed) large financial gifts you'll receive.Book/Pen, Champagne Flutes (Monogrammed
Secondly, you HAVE to decide on a theme. If youOptional), Garter
don't, then you will be tempted to make impulseHoneymoon: Travel (Airplane, etc.), Cruise,
buys, and your budget will begin to soar. Not toAccommodations, Enjoyment Money, Rental Car
mention that your wedding will also look like everyDON'T CANCEL THE WEDDING! (thought you'd
other wedding that you've gone to, and sworn upneed a laugh at this point!)
and down that yours will NEVER be like that!You can cut all of the "non-essentials" from the
Thirdly, if you don't set a budget and do notabove list. Or cut out a few of the guests you
decide on a theme, then the day after you getreally didn't want to invite anyway! Remember,
married, you/your fiancé/parents/friends,PLAN before you buy. Decide on a THEME before
etc. will all be tempted to book the banquet hall,you go into a binding contract for a banquet hall.
run out and buy a wedding dress, etc. UsuallyDO NOT buy on impulse.
when these impulse decisions are made, there isOne last word to the wise. This is your wedding.
much regret, and you soon find that you areEnjoy it. Hopefully it will be the last time you do
stuck with something you never really wanted.this. So enjoy the moments. Even when it gets
Now, down to basics. The wedding reception willcrazy, and you feel you've gotten in over your
account for about 50% of your wedding budget.head financially. This too shall pass.
Be careful! Choose where you will have yourGood luck and God bless!